From Credit Scores to “Behavioral Scores”: What Numbers Say About You


Credit scores can predict your ability to pay back debts, but can new scoring models also predict your likelihood of embezzling or the frequency you’ll take your medication?

New scoring algorithms, modeled after credit scores, purport to predict your behavior beyond your creditworthiness, from your reliability as an employee to your reliability as a patient. While credit scores have been a banking standard since the 1970s to predict consumer lending behavior, what will this new generation of scores measure about your personal life? Read more here






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